Self-Insure Simulator
Put the premium in savings instead. See if your fund can cover expected repair costs.
Self-insure looks better
Fund at end of term (FV)$9,395.80
Probability fund covers all repairs99.54%
90th percentile repair cost$6,264.00
Worst-decile shortfall$0.00
Median fund after repairs$9,395.80
Fund trajectory percentiles
| Year | P10 | P50 | P90 |
|---|---|---|---|
| 0 | $0.00 | $0.00 | $0.00 |
| 1 | $759.72 | $1,734.72 | $1,734.72 |
| 2 | $2,524.83 | $3,538.83 | $3,538.83 |
| 3 | $4,360.54 | $5,415.10 | $5,415.10 |
| 4 | $5,294.68 | $7,366.43 | $7,366.43 |
| 5 | $2,881.24 | $9,395.80 | $9,395.80 |
modeling-assumptions | sequence-risk