Dealer Warranty Quote Decoder

Paste the dealer’s F&I extended warranty quote below to see the markup, true cost, and what a fair price looks like. No sales pitch — just math.

Paste your dealer quote

Plan name (optional)

Provider (optional)

Term (months) (months)

Total price ($)

Deductible ($)

Financed?

Decoded quote

Dealer Markup: $1,000.00 – $2,000.00 (50% – 200%)

Estimated wholesale cost

$1,000.00 – $2,000.00

CarEdge wholesale floor (400% ceiling)

$600.00

Fair price band (Edmunds guide)

$1,200.00 – $2,500.00

Monthly cost (no finance)

$50.00/month

Price band

WITHIN TYPICAL

Negotiation checklist

get wholesale quote carrier direct
compare credit union
decline first offer
check cancellation refund terms
verify administrator not just seller
never roll into loan without math

estimate-not-quote; no-coverage-promise; markup-sources-conflict.

This tool provides estimates only. Read your contract’s exclusions before buying. This site is not an insurer, warranty provider, or law firm. Markup estimates come from independent sources — see the card for details.